A More Convenient Way of Obtaining Coverage

As a business owner, whether you rent or own your workspace, or have client contracts requiring general liability insurance, A Business Owner’s Policy (BOP) is a wise investment.

Business Interruption Coverage

If unexpected events disrupt your business, a BOP offers coverage for lost income and ongoing expenses, helping you get back on track quickly.

Coverage for Your Physical Location

Whether your business operates from your home, a rented office, or a store, a BOP can provide essential coverage for your physical location, ensuring your business continuity.

Protection for Your Employees

Accidents happen, and sometimes your employees may unintentionally cause harm to customers or property. A BOP ensures protection for both your employees and your business in such situations.

Protection for Your Valuables

Assets like digital property, equipment, furniture, cash and inventory are vital to your operations. A BOP ensures you can repair or replace them without a financial burden.

Safeguard Against Lawsuits

In the unfortunate event of a lawsuit, like a customer slipping and falling in your store, a BOP can help cover their medical expenses and your legal costs, offering you peace of mind.

Security for Private Customer Data

In the digital age, the loss or theft of personally identifiable information can be catastrophic. A BOP can help cover expenses like notifying affected clients and managing public relations during such crises.

Why You Need a Business Owners Policy

Our BOP is a more affordable option than purchasing separate property and liability policies. It also allows you to tailor coverage to your specific business needs. You can enhance your policy with additional protections, such as business income coverage for off-premises utility services, data breach protection and professional liability coverage.